Every car owner has experienced that heart lurching moment when the engine cuts out or fails to start. You turn the ignition, hoping it was a fluke and your car hasn’t really broken down in the middle of the highway. But, all you get is a tired chug as it fails to start up again. Cars are whizzing by on either side, and all you can think is ‘How am I ever going to afford this?’
From then, things get worse. You have to pay for a tow truck, often at a premium emergency rate. And, that’s before you get to the garage and find out what the issue is. Then, you could be looking at extreme costs for repair. By the end of the day, you want to crawl into bed and never get out again.
But, as with any bad experience, there’s a lesson to learn here. And, that lesson is that you need to put a plan in place to stop this from happening again. Once bitten, twice shy. So, to help you take better care of your money, make sure you get on top of these three crucial things.
Get the cover you need
While you might not have thought cover important before, you’ve learned the hard way how much it can help. You need to put insurance plans and warranties in place. You might not think both are necessary, but each covers you for different things. So, opting for security in both realms is your best shot at avoiding future incidents. Bear in mind that costs of plans like these vary depending on your vehicle. If you’re the proud owner of Hyundai, you can get some idea of prices by checking out options like this Hyundai extended warranty from Carchex. Similar plans are in place for owners of just about any vehicle. So, do your research and don’t hesitate to sign up. Most options like these offer a monthly payment plan, so the cost won’t even be as painful as you’re expecting.
Keep on top of maintenance
Another fantastic way to avoid steep repair costs is to keep on top of maintenance. We all know we should check our tires and test our batteries, but few actually get to it. But, small checks like these bring no cost and could save you down the line. If you do notice an issue, you can buy replacement parts online and save yourself the added costs of towing and labor.
Pay attention to warning signs
It’s also worth paying attention to warning signs. Even with proper maintenance, issues can occur which you won’t foresee. But, there’s a chance that most of these make themselves known. Never ignore small signs, such as rumbling engines or flashing battery lights. If you’re worried, do some research, or take your car straight to a garage. With your insurance and warranty in place, this won’t even need to cost you anything. But, it will save you forking out a fortune for roadside assistance.