When you first buy a new cell phone, it’s always tempting to use it at every opportunity. If you’re of a thrifty frame of mind, of course, you’ll be nervous enough about the amount you spent on the phone. The idea of spending too much using the phone can suffice to send you into a tailspin. Even though you’ll have negotiated yourself the best data and minutes plan, you’re still of a mind to look before you leap.
The truth is, as anyone who either has a teenage kid or knows people who do knows, cell phone use can get expensive. Calling and texting and downloading using mobile data can drain credit, and hike up a bill. You can tell a kid to not watch YouTube videos while on the bus, but will they listen? Sometimes all you can do is hope. But what about you? Do you spend too much on your cell? Or are you scared to use it at all outside of emergencies?
Any thrifty person will know well enough that any opportunity for saving is to be welcomed. And that’s why it’s gratifying to know that your phone can save you quite a bit of money if you use it right. And no, that doesn’t mean you can download cat GIFs while stuck in traffic.
A Financial Planning App
Since there has been money, there have been people looking for ways to keep hold of theirs. We spend when it’s worth it, but obviously want to get the best deals. And we want to keep track of it, too. You can think you’re doing well financially, but if it’s not based on hard data, you might be dead wrong.
A financial planning or tracking app is an essential for any thrifty individual. You can get some that track all your bank accounts, keep track of billing dates and even show you in graph form how you’re doing. If you have a saving target – say you’re planning a house move – it helps to see at a glance how you’re doing in relation to it.
A Shopping App
When you’re planning a shop, you benefit from keeping an eye on the pennies. With offers often changing weekly, you can do the same shopping in the same store two weeks in a row and get different totals. It makes sense, then, to know who’s got the best deals on what. And shopping apps exist that show you who has the best prices on what you need.
It’s up to you how you use this information. You can decide that you’ll split the shopping across supermarkets depending on who has which deals. Or you can pick the supermarket with the lowest total for your list. The latter may be the best bet overall once you factor in fuel and parking – it helps to see it at a glance.
An App For Your Journey
If you drive, then being on top of fuel prices is, of course, essential. If you don’t, then you will sometimes have to take trips that you aren’t familiar with and get the best deal on those. Sometimes, there isn’t public transport available close to where you want to go. You then have the potential horror of sitting in a cab watching the meter creep up. Heaven forbid that there should be traffic!
However, lift share apps now exist that allow you to call up a driver to take you where you need to go. They calculate the cost in advance and can even accept payment electronically. Smart smartphone users will seek out a coupon for existing Uber users which can bring the cost down further. It makes a lot more sense than calling a cab and hoping.
A Coupon App
For anyone in love with thrift, couponing has become one of those things that make shopping more fun. Only in the last decade has “coupon” even really become a verb. And clipping those coupons out of local papers and magazines can make a significant dent in your bills. Increasingly, the coupon revolution is becoming a digital one.
Various apps exist to give you the opportunity to save on more or less everything. Whether you want to get a free book or packet of mints, or you want to learn another language for a tenth of the usual cost, they’re there. Just learn the difference between a useful coupon and a silly one. There’s no point getting something you don’t need, even if the cost is low. All you do then is spend extra cash you didn’t need to spend.