Christmas is of course the most fun-filled and exciting time of year. But when you’re the one who has to plan for it (particularly if you’re on a shoestring budget) it can be equally as stressful. Here are a few ways to cut costs so you’re able to have a fantastic yet frugal Christmas.
Arrange Secret Santa Groups
If you currently buy for whole groups of people for example: family members, close friends or work colleagues- why not set up different Secret Santa groups? Rather than buying something for each person, you each pick one name from a hat and buy just one gift for that person. Everyone still gets something, but it allows you all to save money. Plus you get the fun aspect of not knowing who is buying for each other, until you all open your gift! You can set a budget so everyone gets an equal amount spent on them, and it’s fun yet frugal way to do things.
Save Money on Stocking Fillers
Stockings are one of the best parts about Christmas day, but they definitely don’t have to be expensive. You can get things like mini boxes of chocolate, dress jewellery, candles, beauty sets for just a few dollars each in places like dollar stores, eBay and Amazon. As long as you customize each stocking to what the person likes, it shows you thought about them and makes a fantastic addition to the day without spending much at all.
When you buy online, make sure you’re getting the best deal possible. Using comparison sites can be useful, these aren’t just for insurance and utilities anymore. You can get sites that compare all products from everywhere on the web, so you know you’re getting the best price possible. If you use a cashback site as well, you’ll accumulate a nice chunk of money available to withdraw in the new year. Take it a step further and look for coupons too, not just for gifts but also for your household utilities. Freecharge Coupons at ManyCoupons are just one example, the more you save elsewhere the more money you’ll have for Christmas.
Rather than buy expensive gifts, why not make something yourself instead? It’s the thought that counts- and friends, neighbours and relatives are sure to appreciate your home making or crafts as much as something from a store. Alternatively, you could politely let people know that you won’t be buying gifts this year, and let them know not to buy you any either. This frees up funds to be used elsewhere, for example for gifts for your children.
Spread The Cost
While the mention of Christmas in October is enough to send some people running for the hills, thinking about it now is a smart move. If you start picking up things early, come December you’ll already have a lot of what you need and won’t go broke paying for everything in one go. You could pick up a few extra non-perishable items on your weekly grocery shop and put them away ready for Christmas. You could make a small eBay order each time you get paid to get bits and pieces for gifts and stockings. You could buy Christmas wrap or cards if you see them on offer. Don’t leave it all until the last minute, spreading the cost now will make it much more manageable.