Prepaid cards are so important to have for several reasons. My husband and I don’t use credit cards because we try to live a debt free life as much as possible. I often make online purchases and I don’t like to use my banking account debit cards online. That’s why having a prepaid card is great. I can grab great deals and offers that I like without risking giving out my bank account info. With a prepaid card I can put just enough money on my card to use for the offer that I want to get but I don’t have to worry about anyone being able to get to my bank account and fraudulently using my money that I need for bills, etc.
I recently found out about the Serve Prepaid Card by American Express. This card does not have any fees like many of the other prepaid cards that are out there. Many stores carry regular American Express prepaid cards but they charge activation fees, maintenance fees, etc. I don’t want to give my money away so I love that the Serve Prepaid Card doesn’t have activation fees, monthly fees, or loading fees (as long as you do a bank transfer or debit card transfer). Also, the first ATM fee is waived each month.
Another reason I love having a prepaid card is because when it is my husband’s birthday, Father’s Day, etc. and I want to get him a gift, it’s hard with my regular debit card. If I went into Best Buy and spent a few hundred dollars, my hubby would have a pretty good idea what I bought for him. Ditto if I made a large purchase at a jewelry store around the holiday time. With a Serve prepaid card I can surprise my hubby with a present and he’ll have no idea what I’m getting him.
The holidays are right around the corner and now I’m ready. The application took about 2 minutes and it didn’t require much info- no Social Security number needed to sign up so there is NO RISK. Plus you DON’T have to put any money on your account when you sign up. This is a limited offer so sign up now for the Serve Prepaid Card by American Express.
If you like deal shopping at drug stores like I do but don’t want to spend too much, I like having a prepaid card to keep me in check. I can load $20 on my card and it can be my “fun money” for the week to use to buy as many deals as I can.
Are you the mom of a teenager? What about getting a Serve Prepaid Card by American Express for your teen. This way they will have a card that they can use but you don’t have to worry about them spending more than you want them to.