Why is Manilla necessary? Most people have more than 20 different household accounts, including three to four credit cards, several travel and hotel rewards accounts, multiple magazine and newspaper subscriptions, plus cable, phone, and other assorted utility bills. In order to stay on top of all this, people have to manage daily incoming paper mail, an array of online usernames and passwords, and websites in order to access important account information and take action. Manilla seamlessly retrieves all your account information – current balances, previous payments, upcoming bills due – and stores it for you in one secure place. Most importantly, you need only one password to view, manage and organize it all.